Our Services

International Tax Planning

Our internationally-trained and qualified professionals have many years of combined experience in international tax planning.

Through our extensive expertise, we offer you advice on the establishment, implementation and monitoring of complex international structures, whether as a private client or an international organisation.

We can help you to maximise your tax efficiency by:

Insurance Management

Gibraltar is one of the premier domiciles within Europe for insurers wishing to underwrite risks anywhere within the European Union. Insurance companies incorporated in Gibraltar can take advantage of European law with a single licence issued by the Gibraltar FSC.

Expatriate Services

Emigrating requires much planning, flexibility and perseverance. In the face of this, addressing your tax position is easily overlooked.
Even when taxes have been taken into consideration, this is usually limited to the tax position in the new country.

However, leaving your current country could have serious tax implications if you do not take the right steps before you go.
For example, notifying your tax authorities before leaving can be important in your future discussions regarding non-residency and emigration dates.

Pension Services

As we live longer and aspire to retire earlier, planning for retirement is becoming ever more important.

Enjoying the same standard of living in retirement as in working life generally requires an investment of at least 17.5% of your annual income into a pension plan throughout your career.

The loss of many defined benefit schemes (often called final salary schemes) and the notion that state pensions will cease to exist in future adds to the argument for individuals and employers to reassess their retirement planning needs.

Company Management Services

We manage the full range of possible activities for passive holding companies and can combine our services to suit your specific needs.

We can provide you with:

Trust & Trustee Services

We look after the assets of wealthy families, caring for you and future generations through our trustee services. We work with clients from a range of backgrounds, including entrepreneurs, those with inherited wealth, and families which live, or have assets spread across, international boundaries.

Terms and Conditions

All services provided by STM are subject to the following terms and conditions except where explicitly varied in writing and agreed by STM.

DEFINITIONS

“Client”/“You”/”Your” means the Person who has requested STM to provide Services or has agreed to pay for Services or has previously remitted payment for Services.

“Client Entity” means any company, trust, foundation, partnership or other legal entity to which STM Fidecs provides Services.

Our Services

About STM Fidecs

Our Services